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The Web Of Wires Behind Your Credit Fate (CBS News)

When you apply for a credit card or a loan or a mortgage, who decides whether you get it? Anthony Mason gives you an unprecedented look inside the system that rates your credit-worthiness.

Women & Money: If mortgage reset looms, find cash around the house (The Philadelphia Inquirer)

If you
e feeling the pinch of a rising mortgage payment, you
e hardly alone. By one estimate, about $1.3 trillion in existing mortgages will face an interest-rate reset by the end of 2008. Anyone who took out an adjustable-rate mortgage in recent years, or was enticed by a mortgage with a too-good-to-be-true initial rate, will get hit with a reset that goes up, not down.

How to Get a Hot Deal in a Cool Market (WFMJ Youngstown)

Birth, death, marriage, divorce. Throw in new careers and lost jobs, and youve got the reasons most of us fail miserably at timing the real estate market. We sell and buy because life — not market conditions — drives the decision.

Real Estate (The Chapel Hill News)

Buying a first home can be exciting and scary at the same time. It is a big decision and should be made with proper planning and strategy. Those considering the purchase of a first home should study the following steps to prepare for home ownership.

Why its not too late to refinance (Money via Yahoo! Finance)

Earlier this year, when mortgage rates dipped below 6% for the first time since 2005, homeowners rushed to refinance costlier loans. In fact, more than six out of 10 mortgage applications so far this year have been for refis.

Know Your Score (CBS News)

In tight economic times like these, its important to know your credit score. Stephanie AuWerter, editor of SmartMoney.com, offers some advice on making it easier to get a loan.

SUZE ORMAN: Find money for the house (Detroit Free Press)

If you
e feeling the pinch of a rising mortgage payment, you
e hardly alone. By one estimate, about $1.3 trillion in existing mortgages will face an interest-rate reset by the end of 2008.

How to get your credit score … for a fee (Pioneer Press)

Dear Mary: I am fairly certain that we have a good credit score, but I have no idea how to find out what our score is. I don want to sign up for any of those ads you see on TV, nor do I want to fall prey to any scams out there. Is there a way to find out what your credit score is without signing up for anything?

How to find your hidden monetary assets (Erie Times-News)

If you
e feeling the pinch of a rising mortgage payment, you
e hardly alone.

Lift Your Credit Score To Save Money (Investors Business Daily via Yahoo! News)

The credit crunch has shocked skittish lenders into tightening up. Loans and credit are tougher to get.